Homes Essential – Comprehensive Protection for Your Home and Belongings

Many homeowners believe their HDB fire insurance or MCST coverage is enough — but these often only protect the building structure, leaving your personal renovations, home contents, and valuables exposed. AIG’s Homes Essential is designed to bridge that gap, offering robust and affordable protection for your home and everything in it.

Why Choose Homes Essential?

• Comprehensive coverage for fires, burst pipes, theft, and everyday home emergencies.
• Fast and reliable claims support from a globally trusted insurer with over 70 years of experience in Singapore.
• Financial strength and commitment to getting you back on your feet quickly after the unexpected.

Key Features:

• High Coverage Protection – Up to S$150,000 for household contents and renovations, plus S$100,000 for the building itself.
• Personal Liability Cover – Up to S$400,000 for accidental injury or property damage to others.
• Alternative Accommodation Support – Covers living expenses if your home becomes uninhabitable.
• Worldwide Personal Accident Cover – Protection for you and your spouse (up to age 65) anywhere in the world.
• HomeCare Services – Complimentary emergency services (locksmith, plumbing, electrical assistance, pest control, and air-conditioner repairs) worth up to S$150 per service, available three times a year.
• Bill Relief Protector – Helps cover utility bills during unforeseen events like retrenchment.
• New Enhanced Coverage – Includes accidental breakage of fixed glass, frozen food spoilage, and tracing the source of water leakage.
• Option to Add for both Landlord and Tenant’s Liability